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191. Interest on savings bank account is now calculated by banks on-

(a) minimum balance during the month

(b) minimum balance from 7th to last day of the month

(c) minimum balance from 10th to last day of the month

(d) maximum balance during the month

(e) dally product basis

192. The third International Conference of the Trade Unions was organized in June 2011 in

(a) Vienna (b) Moscow

(c) London (d) Paris

(e) Berlin

193. A centralized database with online connectivity to branches,

internet as well as ATM-network which has been adopted by almost all major banks of our country is known as-

(a) investment banking (b) core banking

(c) mobile banking (d) national banking

(e) specialized banking

194. The Government of India recently decided to lift four years old ban on export of wheat. "What was the reason for the same?

(A) India had a bumper crop of wheat in last two years Hence it has excess stock of wheat

(B) As per the Food Security Act India is bound to provide 10 million tones of wheat to World Food Grain stock every year. India defaulted last year. This year it does not want to be one.

(C) As advised by the Supreme Court of India, the money received from export should be used to pay subsidy to the farmers.

(a) Only (B) (b) Only (A)

(c) Only(C) (d) Both (A) and (B)

(e) All (A), (B) and (C)

195. Which of the following is not considered a money market instrument?

(a) Treasury bills (b) Repurchase Agreement

(c) Commercial Paper (d) Certificate of Deposit

(e) Shares and bonds

196. With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our


(a) Will (b) Registration

(c) Nomination (d) Indemnity

(e) Guarantee

197. The ministry of Finance recently released a comprehensive Paper .on Govt. debt. Which of the following is/are true about the same?

(A) The paper presents the road map for general debt to be raised by the Govt. of India during the period of 20 11· 2015 which is the period of the awards of the 13th Finance commission.

(B) As per the estimates, the target debt in the terminal year 2014-15 will be lower than whatever recommended by the 13th Finance Commission.

(C) The paper has recommended that the Govt. should try to generate resources in such a way that it does not have to depend much on debt. The total debt should not be more than 1/3. rd of the total requirements.

(a) Only (A) (b) Only (B)

(c) Only (A) and (B) (d) Only (B) and (C)

(e) None of these

198. 'Gorkhaland Council’, which was recently in news, is a body set up for administration of which of the following Districts?

(a) Siliguri (b) Bagdogra

(c) Malda (d) Darjeeling

(e) Gangtok

199. Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of-

(a) Minors (b) Married women

(c) Senior citizens (d) Govt. Employees

(e) Rural residents

200. FBTR is a term/abbreviated name related to the area of-

(a) Nuclear power (b) Agriculture

(c) Economy (d) Medical Science

(e) Sport

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